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| 02 March, 2021, 01:45 AM IST | E-Paper
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Cholamandalam Investment & Finance Company Ltd.

  • 522.303.40 (0.66%)
  • Volume: 82,34,542
  • Closed
  • Last Updated On: 01 Mar, 2021, 03:59 PM IST
OPEN TRADING A/C
  • Overview
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  • Financials
  • Technicals
  • Peers
  • Shareholdings
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Insights

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  • Stock touched a new 52 week high today.

  • Company has spent 52.71% of its operating revenues towards interest expenses and 8.04% towards employee cost in the year ending Mar 31, 2020. (Source: Consolidated Financials)

  • 5 day moving crossover appeared yesterday. Average price gain of 4.29% within 7 days of this signal in last 5 years.

  • Stock gave a 3 year return of 78.75% as compared to Nifty 100 which gave a return of 35.04%. (as of last trading session)

InsightsCholamandalam Investment & Finance Company Ltd.

  • New 52 Week High

    Stock touched a new 52 week high today.

  • Employee & Interest Expense

    Company has spent 52.71% of its operating revenues towards interest expenses and 8.04% towards employee cost in the year ending Mar 31, 2020. (Source: Consolidated Financials)

  • Buy Signal: Bullish trend in offing

    5 day moving crossover appeared yesterday. Average price gain of 4.29% within 7 days of this signal in last 5 years.

  • Stock Returns vs Nifty 100

    Stock gave a 3 year return of 78.75% as compared to Nifty 100 which gave a return of 35.04%. (as of last trading session)

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Key Metrics

  • PE Ratio

    PE Ratio

    This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.

    (x)
    32.48
  • EPS - TTM

    EPS - TTM

    Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.

    (₹)
    16.08
  • MCap

    MCap

    MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.

    (₹ Cr.)
    43,024.96
  • Sectoral MCap Rank

    Sectoral MCap Rank

    This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.

    5
  • PB Ratio

    PB Ratio

    Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.

    (x)
    5.19
  • Div Yield

    Dividend Yield

    Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.

    (%)
    0.33
  • Face Value

    Face Value

    Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.

    (₹)
    2.00
  • Beta

    Beta

    1 Month1.54
    3 Months1.56
    6 Months1.63
    1 Year1.78
    3 Years1.33

    1.54
  • VWAP

    VWAP

    Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.

    (₹)
    533.40
  • 52W H/L

    52W H/L

    This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.

    (₹)
    558.00 / 117.40

Returns

  • 1 Day0.66%
  • 1 Week-1.2%
  • 1 Month17.91%
  • 3 Months39.35%
  • 1 Year70.41%
  • 3 Years79.92%
  • 5 Years303.26%

Financials

  • Income (P&L)
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Insights

    • Employee & Interest Expense

      Company has spent 52.71% of its operating revenues towards interest expenses and 8.04% towards employee cost in the year ending Mar 31, 2020. (Source: Consolidated Financials)
    Quarterly | AnnualDec 2020Sep 2020Jun 2020Mar 2020Dec 2019
    Total Income2,520.482,457.892,125.612,165.572,289.30
    Total Income Growth (%)2.5515.63-1.85-5.403.47
    Total Expenses827.39687.06412.94972.73574.61
    Total Expenses Growth (%)20.4266.38-57.5569.2912.32
    EBIT1,693.091,770.831,712.671,192.841,714.69
    EBIT Growth (%)-4.393.4043.58-30.430.81
    Profit after Tax (PAT)409.79434.64431.3042.45389.16
    PAT Growth (%)-5.720.77916.02-89.0926.79
    EBIT Margin (%)67.1772.0580.5755.0874.90
    Net Profit Margin (%)16.2617.6820.291.9617.00
    Basic EPS (₹)5.005.305.260.534.98
    Quarterly | AnnualDec 2020Sep 2020Jun 2020Mar 2020Dec 2019
    Total Income2,504.862,439.782,113.652,151.452,274.90
    Total Income Growth (%)2.6715.43-1.76-5.433.55
    Total Expenses813.34672.65401.99958.24560.39
    Total Expenses Growth (%)20.9267.33-58.0571.0012.80
    EBIT1,691.521,767.131,711.661,193.211,714.51
    EBIT Growth (%)-4.283.2443.45-30.410.84
    Profit after Tax (PAT)408.86431.91430.9342.66388.51
    PAT Growth (%)-5.340.23910.15-89.0226.56
    EBIT Margin (%)67.5372.4380.9855.4675.37
    Net Profit Margin (%)16.3217.7020.391.9817.08
    Basic EPS (₹)4.995.275.260.534.97
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Revenue8,712.637,108.835,559.284,696.844,215.95
    Total Revenue Growth (%)22.5627.8718.3611.4113.47
    Total Expenses7,124.415,277.304,158.473,589.413,336.50
    Total Expenses Growth (%)35.0026.9015.857.589.42
    Profit after Tax (PAT)1,053.721,198.06919.33719.43574.68
    PAT Growth (%)-12.0530.3227.7925.1929.39
    Operating Profit Margin (%)70.9376.4672.9971.0669.47
    Net Profit Margin (%)12.0916.9016.5315.3213.63
    Basic EPS (₹)13.3915.3158.7146.0537.91
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Revenue8,652.896,992.645,479.664,660.354,193.71
    Total Revenue Growth (%)23.7427.6117.5811.1313.61
    Total Expenses7,067.165,169.494,078.293,554.773,322.94
    Total Expenses Growth (%)36.7126.7614.736.989.52
    Profit after Tax (PAT)1,052.371,186.15918.30718.74568.45
    PAT Growth (%)-11.2829.1727.7726.4430.63
    Operating Profit Margin (%)71.3977.4074.1171.6069.68
    Net Profit Margin (%)12.1616.9616.7515.4213.55
    Basic EPS (₹)13.3775.8758.7546.0137.50

    All figures in Rs Cr, unless mentioned otherwise

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Assets64,049.0357,490.1244,166.7830,598.2327,889.25
    Total Assets Growth (%)11.4130.1744.349.7116.85
    Total Liabilities55,849.1751,281.4139,040.9826,298.3224,216.04
    Total Liabilities Growth (%)8.9131.3548.458.6017.02
    Total Equity8,199.866,208.715,125.804,299.913,673.20
    Total Equity Growth (%)32.0721.1319.2117.0637.35
    Current Ratio (x)1.431.7373.010.900.69
    Total Debt to Equity (x)6.718.147.485.606.14
    Contingent Liabilities1,652.841,473.101,011.29563.84376.03
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Assets63,993.0457,426.3044,089.7330,594.8027,888.31
    Total Assets Growth (%)11.4430.2544.119.7016.82
    Total Liabilities55,821.2051,250.5638,991.5926,309.8724,230.90
    Total Liabilities Growth (%)8.9231.4448.208.5817.06
    Total Equity8,171.846,175.745,098.144,284.923,657.41
    Total Equity Growth (%)32.3221.1418.9817.1636.81
    Current Ratio (x)91.52101.6979.282.000.69
    Total Debt to Equity (x)6.738.197.525.636.17
    Contingent Liabilities1,634.671,453.72993.85831.90374.25

    All figures in Rs Cr, unless mentioned otherwise

  • Insights

    • Increase in Cash from Investing

      Company has used Rs 54.05 cr for investing activities which is an YoY increase of 397.7%. (Source: Consolidated Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities-2,074.77-9,317.34-7,926.34-1,467.64-2,809.11
    Net Cash used in Investing Activities-54.05-10.86-60.12-221.86-139.64
    Net Cash flow from Financing Activities2,451.8112,190.598,008.651,691.803,031.15
    Net Cash Flow322.992,861.8922.192.3082.40
    Closing Cash & Cash Equivalent3,484.573,161.58299.69277.51275.21
    Closing Cash & Cash Equivalent Growth (%)10.22954.957.990.8344.44
    Total Debt/ CFO (x)-26.51-5.43-4.84-16.40-8.03
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities-2,086.22-9,293.81-7,922.91-1,491.12-2,813.65
    Net Cash used in Investing Activities-51.44-3.58-62.79-201.55-147.02
    Net Cash flow from Financing Activities2,460.6112,182.537,965.451,700.553,036.85
    Net Cash Flow322.952,885.14-20.257.8876.18
    Closing Cash & Cash Equivalent3,461.883,138.93253.79274.04266.16
    Closing Cash & Cash Equivalent Growth (%)10.291,136.82-7.392.9640.10
    Total Debt/ CFO (x)-26.37-5.44-4.84-16.17-8.02

    All figures in Rs Cr, unless mentioned otherwise

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)12.8519.2917.9316.7315.66
    Return on Capital Employed (%)30.8021.879.3116.5219.28
    Return on Assets (%)1.642.082.082.352.06
    Interest Coverage Ratio (x)1.351.511.531.501.43
    Asset Turnover Ratio (x)13.6012.3212.5815.3315.10
    Price to Earnings (x)11.9018.9024.6920.9619.42
    Price to Book (x)1.533.654.423.513.04
    EV/EBITDA (x)9.6212.6914.6211.4611.25
    EBITDA Margin (%)72.2177.2773.9071.8969.98
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)12.8719.2018.0116.7715.54
    Return on Capital Employed (%)9.759.519.3212.8719.26
    Return on Assets (%)1.642.062.082.342.03
    Interest Coverage Ratio (x)1.351.511.531.501.42
    Asset Turnover Ratio (x)13.5212.1712.4215.2215.03
    Price to Earnings (x)11.9219.1224.6921.0119.61
    Price to Book (x)1.533.674.453.523.05
    EV/EBITDA (x)9.6412.7214.6311.4711.29
    EBITDA Margin (%)72.6478.1975.0172.4270.19

Financial InsightsCholamandalam Investment

  • Income (P&L)
  • Cash Flow
    • Employee & Interest Expense

      Company has spent 52.71% of its operating revenues towards interest expenses and 8.04% towards employee cost in the year ending Mar 31, 2020. (Source: Consolidated Financials)

    • Increase in Cash from Investing

      Company has used Rs 54.05 cr for investing activities which is an YoY increase of 397.7%. (Source: Consolidated Financials)

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Technicals

  • Buy / Sell Signals
  • Price Analysis
  • Pivot Levels & ATR
  • Chart
  • Bullish / Bearish signals for Cholamandalam Investment & Finance Company Ltd. basis selected technical indicators and moving average crossovers.

    5 Day EMA Crossover

    Bullish signal on daily chart

    Appeared on: 1 Mar 2021

    5D EMA: 520.19

    Last 4 Buy Signals:25 Feb 2021
    Date7 days Gain/Loss %
    25 Feb 2021-0.58%
    1 Feb 20217.24%
    19 Jan 20216.14%
    12 Jan 20211.29%

    Average price gain of 4.29% within 7 days of Bullish signal in last 5 years

    Heikin-Ashi Changeover

    Bullish indication on daily chart

    • Prev. Close Price

      531.08

    • LTP

      522.30

    Formed on:1 Mar 2021

    On daily price chart, Heikin-Ashi candle changed from Red to Green

    MACD Crossover

    Bearish signal on daily chart

    Appeared on: 26 Feb 2021

    Region: Positive

    Last 4 Sell Signals:15 Jan 2021
    Date10 days Gain/Loss %
    15 Jan 2021-5.08%
    7 Dec 2020-0.66%
    13 Oct 2020-3.98%
    4 Sep 2020-7.88%

    Average price decline of -3.58% within 10 days of Bearish signal in last 10 years

    Show More
  • 48%
    Positive Movement since
    1st Jan 2005 on basis
    51%
    Negative Movement since
    1st Jan 2005 on basis
    Exclude
  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic547.03571.77610.27533.27508.53494.77456.27

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR29.5926.1423.19

Peer Comparison

  • Stock Performance
  • Ratio Performance
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROCE %ROA %Rev CAGR [3Yr]OPMNPMBasic EPSCurrent RatioTotal Debt/ Equity (x)Total Debt/ CFO (x)
    Chola Inv Fin32.485.2212.8530.801.6422.6270.9312.0913.391.436.71-26.51
    AdityaBirlaCapital34.990.577.317.160.8041.3933.623.664.073.164.4213.35
    Sundaram Fin26.583.5611.8541.741.76-5.4572.9817.1571.851.185.384,093.55
    L&T Fin Holding23.251.7811.579.351.5519.0771.9111.998.50188.956.3943.43
    IIFL Finance20.112.2510.5420.581.4614.9165.8710.6213.271.735.6726.84
    Add More
    Annual Ratios (%)

    Choose from Peers

    • IIFL Wealth Mgmt
    • Shriram City Un
    • Motilal Oswal
    • Capri Global
    • Edelweiss Fin

    Choose from Stocks

    Peers InsightsCholamandalam Investment & Finance Company Ltd.

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      Shareholding Pattern

      • QOQ Change
      • Total Shareholdings
      • Showing Shareholding as on 31 Dec 2020
        Category31 Dec 202030 Sep 202030 Jun 202031 Mar 2020
        Promoters51.6451.6451.6551.65
        Pledge0.000.000.000.00
        FII16.6715.1015.7315.13
        DII23.8625.3523.9624.11
        Mutual Funds22.9824.6423.1323.23
        Others7.837.918.669.11
      • Showing Shareholding as on 31 Dec 2020
        CategoryNo. of SharesPercentage% Change QoQ
        Promoters42,32,97,94851.64 %0.00
        Pledge00.00 %0.00
        FII13,66,91,21716.67 %1.57
        DII19,56,11,84023.86 %-1.49
        MF18,83,97,41322.98 %-1.66
        Others6,40,78,2147.83 %-0.08

      MF Ownership

      MF Ownership as on 31 January 2021

      F&O Quote

      • Futures
      • Options
        • Expiry

        Price

        527.1013.20 (2.57%)

        OpenHighLowPrev CloseContracts TradedTurnover (₹ Lakhs)
        528.95557.00521.45513.905,91079,062.50

      Corporate Actions

      • Board Meeting/AGM
      • Dividends
      • Others
      • Meeting DateAnnounced onPurposeDetails
        Jan 29, 2021Jan 04, 2021Board MeetingQuarterly Results
        Oct 29, 2020Oct 01, 2020Board MeetingQuarterly Results
        Jul 30, 2020Jul 02, 2020Board MeetingQuarterly Results
        Jul 30, 2020Jun 03, 2020AGM-
        Jun 03, 2020May 11, 2020Board MeetingAudited Results
      • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
        Interim65%1.3Feb 09, 2021Jan 29, 2021
        Interim35%0.7Mar 04, 2020Feb 20, 2020
        Interim50%1.0Dec 23, 2019Dec 12, 2019
        Final20%0.4Jul 22, 2019Apr 30, 2019
        Interim45%4.5Feb 08, 2019Jan 30, 2019
      • All TypesEx-DateRecord DateAnnounced onDetails
        SplitsJun 14, 2019Jun 17, 2019Apr 27, 2019Split: Old FV10.0| New FV:2.0
        RightsSep 11, 2007Sep 18, 2007Jan 24, 2007Rights ratio: 3 share for every 8 held at a price of Rs 140.0
        RightsMar 17, 2004Mar 25, 2004Dec 08, 2003Rights ratio: 1 share for every 2 held at a price of Rs 55.0
        RightsMar 11, 2003Mar 21, 2003Nov 02, 2002Rights ratio: 1 share for every 2 held at a price of Rs 35.0
        RightsDec 05, 1994-Nov 15, 1990Rights ratio: 1 share for every 2 held at a price of Rs 55.0

      About Chola Inv Fin

      Cholamandalam Investment & Finance Company Ltd., incorporated in the year 1978, is a Large Cap company (having a market cap of Rs 42,811.85 Crore) operating in NBFC sector. Cholamandalam Investment & Finance Company Ltd. key Products/Revenue Segments include Interest, Income From Sale Of Share & Securities and Income From Financial Services for the year ending 31-Mar-2019. Show More

      • Executives
      • Auditors
      • AA

        Arun Alagappan

        Managing Director
        AK

        Ashok Kumar Barat

        Independent Director
        BK

        Bhama Krishnamurthy

        Independent Director
        DA

        D Arul Selvan

        Chief Financial Officer
        Show More
      • S R Batliboi & Associates LLP

      Key Indices Listed on

      Nifty Midcap 50, Nifty Midcap 100, Nifty 200, + 20 more

      Address

      Dare House,No 2, N S C Bose Road,Parrys,Chennai (Madras), Tamil Nadu - 600001

      Chola Inv Fin Share Price Update

      Cholamandalam Investment & Finance Company Ltd. share price moved up by 0.66% from its previous close of Rs 518.90. Cholamandalam Investment & Finance Company Ltd. stock last traded price is 522.30

      Share PriceValue
      Today/Current/Last522.30
      Previous Day518.90

      Trending in Markets

      DATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).

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