Companies across sectors are cutting down on the range of benefits that they are providing their employees.
Employees protected by group insurance can convert it to an individual cover at the time of separation, but the risks are many.
With Reserve Bank of India cutting rates and new rules for the base rate system, we could soon see home loans becoming cheaper.
Insurance companies have introduced complicated options that are not very helpful to the buyer. A regular term policy is the best option.
Buying a term plan online used to be child's play. Now, given the complicated payout choices on offer, you can go horribly wrong.
The shorter premium paying term doesn’t mean such policies are cheaper than normal plans. The premium for limited payment policies is higher.
When you buy an insurance policy, fill in the contact details yourself in the application form. Often, agents give their phone numbers.
Several companies, including the LIC, PNB Metlife, Tata-AIA Life, Bharti-AXA Life and Kotak Life are offering limited premium paying options in their endowment policies.
Under the scheme, you can deposit any surplus that you have into the home loan account, though you retain the option of withdrawing the sum, if required.
The RBI has released a charter of customer rights that lays down five basic rights that bank customers enjoy.
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