Individuals end up with more accounts than needed when they switch jobs or opt for feature-rich accounts, without closing their existing ones.
Faced with bleak economic indicators and a comatose government, investors chose to reduce their exposure to equity drastically and invest heavily in debt instruments that were offering attractive returns.
The e-Term plan from LIC is slightly costlier than most online pure protection offerings from private companies.
Experts advise one to be careful about riders like waiting period, sub-limits and restrictions on the number of child births or terminations.
The tax authorities are seeking more information about your income and expenses in the new forms introduced this year.
Salaried employees will start getting Form 16 from employers in next couple of weeks. They should start the process of filing returns right away, say experts.
An independent cover will not only help you during a job switch but also come in handy in case your claim breaches the Rs 3-5 lakh limit.
Experts advise individuals to stick to a few cards and not hoard them just to earn reward points.
Schemes offered by jewellers that involve, say, paying 11 installments with the 12th funded by the jeweller, are also not the best way to buy gold.
Think before opting for niche insurance plans; focused policies work well as add-ons to existing ones
Insurers have started offering a wide range of specialised products, giving a wider choice for customers but they have made the selection difficult.
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