You now have a third option of buying a health insurance plan that will cover not only your parents, but also in-laws, siblings and even cousins.
Standalone health insurer Apollo Munich has recently launched a policy dedicated to senior citizens, which has done away with the upper-limit on entry age.
If you have a huge loan, wait until other banks reduce their rates to comparable levels. This is because you also have to include processing fee in calculation.
Private life insurer Aviva India has recently announced the launch of a traditional plan - Family Income Builder.
CIBIL data indicates that the segment has seen a growth in live, or active, cards, new disbursals and more importantly, usage of credit cards in the last few quarters.
Voluntary top-up covers, which allow employees to add extra health cover to their group insurance policy offered by employers, are fast becoming popular.
These suggestions might help you work proactively towards ensuring comprehensive protection for yourself and your family.
This apart, banks have also become more prudent while issuing credit cards, choosing to target individuals with credit scores of over 700.
A key feature in the policy is the replenishment of sum insured (hospitalisation and day-care) if it has been exhausted in a year.
Health insurance is usually associated with general insurance companies, but many life insurers also offer health insurance products.
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