Bearish signal on daily chart
The bank will have to find pathways in other sectors in order to broad-base it loan book and de-risk its future growth.
The bank will have to find pathways in other sectors in order to broad-base it loan book and de-risk its future growth.
While per-branch profitability is decent, there is a need to expand the bank’s network of branches (1911 branches including 150 business correspondence units) and ATMs (2760). As that happens there would be an increase in operational expenses. But if it’s not undertaken, the bank would not be able to capture a higher market share.
All applications for restructuring of loans due to covid-19 were received by December 31st 2020. The real impact of covid-19 on non-performing asset (NPA) numbers will become clear when third quarter results are announced in coming weeks.
The micro finance and auto businesses, which had been its strong points in the past, are under pressure and may take time to recover -- especially demand for LCVs -- is yet to pick pace.
PE Ratio
This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.
EPS - TTM
Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.
MCap
MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.
Sectoral MCap Rank
This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.
PB Ratio
Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.
Dividend Yield
Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.
Face Value
Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.
Beta
1 Month | 1.55 |
3 Months | 1.73 |
6 Months | 1.83 |
1 Year | 1.38 |
3 Years | 1.10 |
VWAP
Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.
52W H/L
This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.
F&O: Nifty may weaken towards 14,200; VIX needs to cool down below 20
NewsSensex drops 140 points as traders book profits; Nifty holds above 14,500
NewsStocks in the news: SAIL, Infosys, HAL, Wipro, Adani Green & IndusInd Bank
NewsStatement Of Investor Complaints For The Quarter Ended December 2020
AnnouncementsShareholding for the Period Ended December 31, 2020
AnnouncementsAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
AnnouncementsQuarterly | Annual | Sep 2020 | Jun 2020 | Mar 2020 | Dec 2019 | Sep 2019 |
---|---|---|---|---|---|
Total Income | 8,731.52 | 8,682.17 | 9,158.80 | 9,074.55 | 8,877.53 |
Total Income Growth (%) | 0.57 | -5.20 | 0.93 | 2.22 | 2.93 |
Provisions & Contingencies | 1,964.44 | 2,258.88 | 2,440.32 | 1,043.45 | 737.71 |
Provisions & Contingencies Growth (%) | -13.03 | -7.44 | 133.87 | 41.44 | 71.31 |
Profit after Tax (PAT) | 663.08 | 510.39 | 315.25 | 1,309.43 | 1,400.96 |
PAT Growth (%) | 29.92 | 61.90 | -75.92 | -6.53 | -2.20 |
Gross NPA (%) | 2.21 | 2.53 | 2.45 | 2.18 | 2.19 |
Net NPA (%) | 0.52 | 0.86 | 0.91 | 1.05 | 1.12 |
Net Profit Margin (%) | 7.59 | 5.88 | 3.44 | 14.43 | 15.78 |
Basic EPS (₹) | 9.30 | 7.36 | 4.55 | 18.89 | 20.22 |
All figures in Rs Cr, unless mentioned otherwise
Annual | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
---|---|---|---|---|
Advances | 2,06,783.16 | 1,86,393.50 | 1,44,953.66 | 1,13,080.51 |
Advances Growth (%) | 10.94 | 28.59 | 28.19 | 27.89 |
Deposits | 2,02,026.99 | 1,94,867.91 | 1,51,639.17 | 1,26,572.22 |
Deposits Growth (%) | 3.67 | 28.51 | 19.80 | 36.10 |
Total Equity | 34,064.74 | 26,676.06 | 23,828.69 | 20,632.40 |
Total Equity Growth (%) | 27.70 | 11.95 | 15.49 | 16.68 |
Gross NPA (%) | - | - | - | - |
Net NPA (%) | - | - | - | - |
Capital Adequacy Ratios (%) | - | - | - | - |
Contingent Liabilities | 9,67,601.83 | 9,52,668.45 | 6,62,099.16 | 4,06,387.19 |
All figures in Rs Cr, unless mentioned otherwise
Decrease in Cash from Investing
Company has used Rs 416.15 cr for investing activities which is an YoY decrease of 34.77%. (Source: Consolidated Financials)Annual | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
---|---|---|---|---|
Net Cash flow from Operating Activities | -12,907.35 | -6,388.95 | -20,700.44 | 11,569.30 |
Net Cash used in Investing Activities | -416.16 | -637.94 | -219.55 | -273.64 |
Net Cash flow from Financing Activities | 12,732.70 | 8,589.65 | 15,505.11 | -2,768.25 |
Net Cash Flow | 1,270.71 | 1,567.52 | -5,412.38 | 8,516.38 |
Closing Cash & Cash Equivalent | 16,054.11 | 14,783.40 | 13,215.88 | 18,628.25 |
Closing Cash & Cash Equivalent Growth (%) | 8.60 | 11.86 | -29.05 | 84.22 |
All figures in Rs Cr, unless mentioned otherwise
Annual | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
---|---|---|---|---|
Return on Equity (%) | 12.94 | 12.52 | 15.35 | 14.14 |
Return on Assets (%) | 1.45 | 1.18 | 1.62 | 1.60 |
Cost to Income (%) | 40.72 | 40.10 | 39.22 | 39.65 |
Interest income to Earning assets (%) | 9.36 | 8.01 | 7.79 | 8.06 |
Interest Expense to Earning assets (%) | 5.44 | 4.82 | 4.41 | 4.67 |
Price to Earnings (x) | 5.46 | 32.57 | 29.94 | 29.41 |
Price to Book (x) | 0.71 | 4.07 | 4.59 | 4.16 |
Price to Sales (x) | 0.85 | 4.82 | 6.24 | 5.85 |
Operating Profit Margin (%) | -8.66 | -10.53 | -6.62 | -9.04 |
MANAGEMENT DISCUSSION AND ANALYSIS (FY 2019-20)
Digital journey
The Bank’s journey on its Digital agenda continued at pace, with more than 50% of its sales across retail liabilities, assets and wealth products done via digital platforms, helping drive sales efficiency.
Concerns are on MSME sector
The Business Banking Group (BBG) which fulfils the financial needs of the Bank’s MSME customers followed a cautious approach towards new customer acquisition during FY20, looking to the overall economic scenario. Increased emphasis was laid on portfolio granularity through expansion of the client base: 85% of the customers acquired during the year were of ticket size of less than `2 crores, and almost 50% of these were sourced through the Bank’s own branch network.
Using GST payment as appraisal tool
The Bank enhanced its product offering for this segment with the launch of ‘GST and Banking Secured Overdraft product’ during Q3-FY2020. This is a score-based template product which relies on customer’s banking and repayment behavior, GST payments, and collateral, for making instant appraisal decisions.
Bullish / Bearish signals for IndusInd Bank Ltd. basis selected technical indicators and moving average crossovers.
MACD Crossover
Bearish signal on daily chart
Appeared on: 19 Jan 2021
Region: Positive
Date | 10 days Gain/Loss % |
---|---|
12 Jan 2021 | -0.16% |
10 Dec 2020 | -3.09% |
26 Oct 2020 | -7.40% |
11 Sep 2020 | -9.26% |
Average price decline of -3.64% within 10 days of Bearish signal in last 10 years
10 Day EMA Crossover
Bullish signal on daily chart
Appeared on: 19 Jan 2021
10D EMA: 937.92
Date | 7 days Gain/Loss % |
---|---|
29 Dec 2020 | 1.58% |
2 Nov 2020 | 24.21% |
26 Oct 2020 | 1.09% |
16 Oct 2020 | 6.49% |
Average price gain of 3.08% within 7 days of Bullish signal in last 5 years
5 Day EMA Crossover
Bearish signal on daily chart
Appeared on: 18 Jan 2021
5D EMA: 945.79
Date | 7 days Gain/Loss % |
---|---|
11 Jan 2021 | -2.43% |
18 Dec 2020 | -10.11% |
16 Dec 2020 | -0.85% |
10 Dec 2020 | -0.08% |
Average price decline of -2.66% within 7 days of Bearish signal in last 5 years
R1 | R2 | R3 | PIVOT | S1 | S2 | S3 | |
---|---|---|---|---|---|---|---|
Classic | 949.18 | 958.47 | 974.22 | 942.72 | 933.43 | 926.97 | 911.22 |
5 DAYS | 14 DAYS | 28 DAYS | |
---|---|---|---|
ATR | 31.26 | 32.36 | 32.92 |
Stock Returns vs Nifty 100
Stock gave a 3 year return of -44.19% as compared to Nifty 100 which gave a return of 27.17%. (as of last trading session)Stock Returns vs Nifty Bank
Stock generated -44.19% return as compared to Nifty Bank which gave investors 18.22% return over 3 year time period. (as of last trading session)Choose from Peers
Choose from Stocks
Stock Returns vs Nifty 100
Stock gave a 3 year return of -44.19% as compared to Nifty 100 which gave a return of 27.17%. (as of last trading session)Stock Returns vs Nifty Bank
Stock generated -44.19% return as compared to Nifty Bank which gave investors 18.22% return over 3 year time period. (as of last trading session)753.68
Amount Invested (in Cr.)
0.84%
% of AUM
2.17
% Change (MoM basis)
380.54
Amount Invested (in Cr.)
0.97%
% of AUM
-2.09
% Change (MoM basis)
374.77
Amount Invested (in Cr.)
5.01%
% of AUM
-5.37
% Change (MoM basis)
MF Ownership as on 31 December 2020
Price
943.8513.05 (1.40%)
Open | High | Low | Prev Close | Contracts Traded | Turnover (₹ Lakhs) |
---|---|---|---|---|---|
944.40 | 952.60 | 939.10 | 930.80 | 6,622 | 56,357.72 |
Meeting Date | Announced on | Purpose | Details |
---|---|---|---|
Oct 30, 2020 | Oct 23, 2020 | Board Meeting | Quarterly Results |
Sep 25, 2020 | Aug 27, 2020 | AGM | - |
Aug 25, 2020 | Aug 03, 2020 | EGM | - |
Jul 28, 2020 | Jul 27, 2020 | Board Meeting | Quarterly Results & Preferential Issue |
Apr 27, 2020 | Apr 22, 2020 | Board Meeting | Audited Results |
Type | Dividend | Dividend per Share | Ex-Dividend Date | Announced on |
---|---|---|---|---|
Final | 75% | 7.5 | Aug 08, 2019 | May 22, 2019 |
Final | 75% | 7.5 | Jul 18, 2018 | Apr 19, 2018 |
Final | 60% | 6.0 | Jul 18, 2017 | Apr 24, 2017 |
Final | 45% | 4.5 | Jun 23, 2016 | Apr 21, 2016 |
Final | 40% | 4.0 | Aug 07, 2015 | Apr 16, 2015 |
No other corporate actions details are available.
IndusInd Bank Ltd., incorporated in the year 1994, is a banking company (having a market cap of Rs 71160.30 Crore).IndusInd Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills which contributed Rs 24008.25 Crore to Sales Value (83.41 % of Total Sales), Income From Investment which contributed Rs 4282.19 Crore to Sales Value (14.87 % of Total Sales), Interest which contributed Rs 300.37 Crore to Sales Value (1.04 % of Total Sales) and Interest On Balances with RBI and Other Inter-Bank Funds which contributed Rs 192.02 Crore to Sales Value (0.66 % of Total Sales)for the year ending 31-Mar-2020. Show More
Akila Krishnakumar
DirectorArun Khurana
Head - Global MarketsArun Tiwari
Part Time ChairmanBhavna Doshi
Ind. Non-Executive DirectorIndustry
Key Indices Listed on
Nifty 50, S&P BSE Sensex, Nifty Bank, + 31 more
Address
2401, General Thimmayya Road,Cantonment,Pune, Maharashtra - 411001
IndusInd Bank Ltd. share price moved up by 0.76% from its previous close of Rs 932.80. IndusInd Bank Ltd. stock last traded price is 939.90
Share Price | Value |
---|---|
Today/Current/Last | 939.90 |
Previous Day | 932.80 |
DATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).
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