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| 27 November, 2020, 01:56 PM IST | E-Paper
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Karnataka Bank Ltd.

  • 47.650.65 (1.38%)
  • Volume: 19,31,014
  • Live
  • Last Updated On: 01:56 PM IST
  • Overview
  • News
  • Financials
  • Technicals
  • Peers
  • Shareholdings
  • MF
  • Corporate Actions
  • About

Insights

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  • Company witnessed QoQ revenue decline of 9.42%, which is lowest in the last 3 years. (Source: Standalone Financials)

  • In last 15 years, 42.92% of trading sessions had closing price higher than open price.

  • Company's annual revenue growth of 13.94% outperformed its 3 year CAGR of 9.4%. (Source: Standalone Financials)

  • Stock generated -67.86% return as compared to Nifty Bank which gave investors 13.25% return over 3 year time period. (as of last trading session)

InsightsKarnataka Bank Ltd.

  • Quarterly Topline Performance

    Company witnessed QoQ revenue decline of 9.42%, which is lowest in the last 3 years. (Source: Standalone Financials)

  • Intraday fact check

    In last 15 years, 42.92% of trading sessions had closing price higher than open price.

  • Beating 3 Yr Revenue CAGR

    Company's annual revenue growth of 13.94% outperformed its 3 year CAGR of 9.4%. (Source: Standalone Financials)

  • Stock Returns vs Nifty Bank

    Stock generated -67.86% return as compared to Nifty Bank which gave investors 13.25% return over 3 year time period. (as of last trading session)

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Key Metrics

  • PE Ratio

    PE Ratio

    This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.

    (x)
    3.18
  • EPS - TTM

    EPS - TTM

    Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.

    (₹)
    15.00
  • MCap

    MCap

    MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.

    (₹ Cr.)
    1,485.96
  • Sectoral MCap Rank

    Sectoral MCap Rank

    This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.

    38
  • PB Ratio

    PB Ratio

    Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.

    (x)
    0.25
  • Div Yield

    Dividend Yield

    Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.

    (%)
    0.00
  • Face Value

    Face Value

    Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.

    (₹)
    10.00
  • Beta

    Beta

    1 Month1.59
    3 Months1.48
    6 Months1.71
    1 Year1.41
    3 Years1.62

    1.59
  • VWAP

    VWAP

    Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.

    (₹)
    47.75
  • 52W H/L

    52W H/L

    This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.

    (₹)
    75.00 / 34.20

Returns

  • 1 Day1.49%
  • 1 Week7.8%
  • 1 Month7.67%
  • 3 Months-0.73%
  • 1 Year-29.43%
  • 3 Years-67.38%
  • 5 Years-58.9%

Financials

  • Income (P&L)
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Insights

    • Quarterly Topline Performance

      Company witnessed QoQ revenue decline of 9.42%, which is lowest in the last 3 years. (Source: Standalone Financials)
    • Beating 3 Yr Revenue CAGR

      Company's annual revenue growth of 13.94% outperformed its 3 year CAGR of 9.4%. (Source: Standalone Financials)
    QuarterlySep 2020Jun 2020Sep 2019
    Total Income1,933.522,134.631,902.41
    Total Income Growth (%)-9.4212.216.02
    Provisions & Contingencies322.13509.07262.40
    Provisions & Contingencies Growth (%)-36.7294.0130.46
    Profit after Tax (PAT)119.35196.38105.91
    PAT Growth (%)-39.2285.42-39.62
    Gross NPA (%)3.974.644.78
    Net NPA (%)2.213.013.48
    Net Profit Margin (%)6.179.205.57
    Basic EPS (₹)3.846.323.41
    Quarterly | AnnualSep 2020Jun 2020Mar 2020Dec 2019Sep 2019
    Total Income1,933.522,134.632,079.582,023.681,938.40
    Total Income Growth (%)-9.422.652.764.405.97
    Provisions & Contingencies322.13509.07356.50314.70262.40
    Provisions & Contingencies Growth (%)-36.7242.8013.2819.9330.46
    Profit after Tax (PAT)119.44196.3827.31123.14105.91
    PAT Growth (%)-39.18619.08-77.8216.27-39.62
    Gross NPA (%)3.974.644.824.994.78
    Net NPA (%)2.213.013.083.753.48
    Net Profit Margin (%)6.189.201.316.085.46
    Basic EPS (₹)3.846.320.884.363.75
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income7,870.826,907.926,378.095,994.745,535.07
    Total Income Growth (%)13.948.316.398.306.33
    Provisions & Contingencies1,224.99972.571,147.56543.54439.24
    Provisions & Contingencies Growth (%)25.95-15.25111.1323.7536.44
    Profit after Tax (PAT)431.78477.24325.61452.26415.29
    PAT Growth (%)-9.5346.57-28.008.90-8.01
    Net Interest Margin (%)2.432.412.632.322.30
    Net Profit Margin (%)6.668.086.008.728.31
    Basic EPS (₹)13.8916.8911.5219.3822.04

    All figures in Rs Cr, unless mentioned otherwise

    No reported Profit & Loss Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances56,964.2754,828.2047,251.7537,003.6533,902.45
    Advances Growth (%)3.9016.0327.699.157.02
    Deposits71,785.1568,452.1262,871.2956,733.1150,488.21
    Deposits Growth (%)4.878.8810.8212.379.74
    Total Equity5,970.445,785.185,410.155,142.583,690.58
    Total Equity Growth (%)3.206.935.2039.348.90
    Gross NPA (%)4.824.414.924.213.44
    Net NPA (%)3.082.952.962.642.35
    Capital Adequacy Ratios (%)12.6613.1712.0413.3012.03
    Contingent Liabilities7,723.766,522.237,519.185,336.035,367.36

    All figures in Rs Cr, unless mentioned otherwise

    No reported Balance Sheet are available.

  • Insights

    • Decrease in Cash from Investing

      Company has used Rs 56.05 cr for investing activities which is an YoY decrease of 17.02%. (Source: Standalone Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities-89.60-2,231.06720.88-184.11635.93
    Net Cash used in Investing Activities-56.05-67.54-91.34-39.86-57.92
    Net Cash flow from Financing Activities-544.612,307.33-302.56453.08-147.25
    Net Cash Flow-690.268.74326.98229.11430.77
    Closing Cash & Cash Equivalent2,919.493,609.753,601.013,274.033,044.92
    Closing Cash & Cash Equivalent Growth (%)-19.120.249.997.5216.48

    All figures in Rs Cr, unless mentioned otherwise

    No reported Cash Flow Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)7.848.886.528.7911.25
    Return on Assets (%)0.510.600.460.700.73
    Cost to Income (%)38.0435.1738.9830.8225.84
    Interest income to Earning assets (%)7.777.477.708.088.83
    Interest Expense to Earning assets (%)5.335.065.065.766.52
    Price to Earnings (x)3.047.919.998.804.65
    Price to Book (x)0.240.700.650.770.52
    Price to Sales (x)0.200.640.600.770.39
    Operating Profit Margin (%)-14.89-8.88-11.59-6.88-2.55

    No reported Financial Ratios are available.

Financial InsightsKarnataka Bank Ltd.

  • Income (P&L)
  • Cash Flow
    • Quarterly Topline Performance

      Company witnessed QoQ revenue decline of 9.42%, which is lowest in the last 3 years. (Source: Standalone Financials)

    • Beating 3 Yr Revenue CAGR

      Company's annual revenue growth of 13.94% outperformed its 3 year CAGR of 9.4%. (Source: Standalone Financials)

    • Decrease in Cash from Investing

      Company has used Rs 56.05 cr for investing activities which is an YoY decrease of 17.02%. (Source: Standalone Financials)

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Technicals

  • Buy / Sell Signals
  • Price Analysis
  • Pivot Levels & ATR
  • Chart
  • Stock doesn't have any Buy/Sell Signals.

  • 43%
    Positive Movement since
    1st Jan 2005 on basis
    56%
    Negative Movement since
    1st Jan 2005 on basis
    Exclude
  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic47.7048.0048.6547.3547.0546.7046.05

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR1.401.341.35

Peer Comparison

  • Stock Performance
  • Ratio Performance
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -67.86% as compared to Nifty Smallcap 100 which gave a return of -26.85%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -67.86% return as compared to Nifty Bank which gave investors 13.25% return over 3 year time period. (as of last trading session)
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -67.86% as compared to Nifty Smallcap 100 which gave a return of -26.85%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -67.86% return as compared to Nifty Bank which gave investors 13.25% return over 3 year time period. (as of last trading session)

    Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPM
    Karnataka Bank3.180.247.840.519.40-14.896.66
    City Union Bank33.071.808.990.959.75-4.8811.42
    Federal Bank8.310.5510.660.8616.00-2.4211.62
    RBL Bank23.460.654.730.5633.38-16.155.69
    CSB Bank48.151.140.700.062.27-13.830.84
    Add More
    Annual Ratios (%)

    Choose from Peers

    • DCB Bank
    • Karur Vysya Bank
    • J&K Bank
    • South Indian Bnk
    • Dhanlaxmi Bank

    Choose from Stocks

    Peers InsightsKarnataka Bank Ltd.

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -67.86% as compared to Nifty Smallcap 100 which gave a return of -26.85%. (as of last trading session)

    • Stock Returns vs Nifty Bank

      Stock generated -67.86% return as compared to Nifty Bank which gave investors 13.25% return over 3 year time period. (as of last trading session)

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    Shareholding Pattern

    • QOQ Change
    • Total Shareholdings
    • Showing Shareholding as on 30 Sep 2020
      Category31 Dec 201931 Mar 202030 Jun 202030 Sep 2020
      Promoters0.000.000.000.00
      Pledge0.000.000.000.00
      FII13.5412.808.707.33
      DII10.9610.658.746.64
      Mutual Funds4.454.562.010.55
      Others75.5076.5582.5686.03
    • Showing Shareholding as on 30 Sep 2020
      CategoryNo. of SharesPercentage% Change QoQ
      FII2,27,86,0897.33 %-1.37
      DII2,06,30,4986.64 %-2.10
      MF17,01,7670.55 %-1.46
      Others26,74,53,10286.03 %3.47

    MF Ownership

    MF Ownership as on 31 October 2020

    Corporate Actions

    • Board Meeting/AGM
    • Dividends
    • Others
    • Meeting DateAnnounced onPurposeDetails
      Oct 13, 2020Oct 06, 2020Board MeetingQuarterly Results
      Jul 17, 2020Jun 08, 2020AGM-
      Jul 10, 2020Jul 01, 2020Board MeetingQuarterly Results
      Jun 06, 2020May 29, 2020Board MeetingAudited Results
      Mar 07, 2020Feb 05, 2020POM-
    • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
      Final35%3.5Jul 29, 2019May 13, 2019
      Final30%3.0Jul 11, 2018May 16, 2018
      Final40%4.0Jul 06, 2017May 15, 2017
      Final50%5.0Jul 20, 2016May 20, 2016
      Final50%5.0Jul 08, 2015May 22, 2015
    • All TypesEx-DateRecord DateAnnounced onDetails
      BonusMar 17, 2020Mar 18, 2020Jan 27, 2020Bonus Ratio: 1 share(s) for every 10 shares held
      RightsOct 24, 2016Oct 25, 2016Aug 05, 2016Rights ratio: 1 share for every 2 held at a price of Rs 70.0
      RightsFeb 25, 2011Feb 28, 2011Jul 30, 2010Rights ratio: 2 share for every 5 held at a price of Rs 85.0
      RightsJan 13, 2005Jan 20, 2005Nov 09, 2004Rights ratio: 2 share for every 1 held at a price of Rs 20.0
      RightsJan 30, 2003Feb 08, 2003Aug 23, 2002Rights ratio: 1 share for every 2 held at a price of Rs 25.0

    About Karnataka Bank Ltd.

    Karnataka Bank Ltd., incorporated in the year 1924, is a banking company (having a market cap of Rs 1481.29 Crore).Karnataka Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills which contributed Rs 5155.84 Crore to Sales Value (79.62 % of Total Sales), Income From Investment which contributed Rs 1160.13 Crore to Sales Value (17.91 % of Total Sales), Interest which contributed Rs 114.20 Crore to Sales Value (1.76 % of Total Sales) and Interest On Balances with RBI and Other Inter-Bank Funds which contributed Rs 44.60 Crore to Sales Value (0.68 % of Total Sales)for the year ending 31-Mar-2020. Show More

    • Executives
    • Auditors
    • AS

      A Srinath Kamath

      Deputy General Manager
      AH

      Ashok Haranahalli

      Director
      BA

      B Ananthapadmanabha

      Deputy General Manager
      BC

      B Chandrashekar Rao

      General Manager
      Show More
    • Badari, Madhusudhan & Srinivasan
      Manohar Chowdhry & Associates
      R K Kumar & Co.
      Abarna & Ananthan

    Key Indices Listed on

    Nifty 500, S&P BSE 500, S&P BSE 250 SmallCap Index, + 9 more

    Address

    P B No 599,Mahaveera Circle,Mangaluru, Karnataka - 575002

    Karnataka Bank Share Price Update

    Karnataka Bank Ltd. share price moved up by 1.38% from its previous close of Rs 47.00. Karnataka Bank Ltd. stock last traded price is 47.65

    Share PriceValue
    Today/Current/Last47.65
    Previous Day47.00

    Trending in Markets

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