My mutual fund investments are going down. What should I do?
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You are making a wrong comparison. You shouldn’t compare FDs with equity mutual funds. FDs would offer you fixed regular returns. They have very little risk, and the returns are mostly modest. Equity mutual funds, on the other, do not guarantee any returns. They are highly risky and volatile in the short term. However, they have the potential to offer superior returns than other asset classes over a long period. That is why equity mutual funds are considered ideal to take care of long-term financial goals.
It is very common for equity markets to get into a volatile or bad phase. During those phases, you might lose money, but you would make up for it over a long period.
Are you new to mutual funds? If so, you should seek the help of a mutual fund advisor. You should choose mutual funds based on your financial goals and risk profile. It is also extremely important to continue with your investments to create wealth over a long period. New investors often find these tasks difficult. A mutual fund advisor could be a great help here.