These 6 stocks with positive auto-correlations can strengthen your investment portfolio
A positive auto-correlation indicates that if a stock has generated positive returns in the past, such returns will have a positive impact on future returns depending on the magnitude of auto-correlation.
MF portfolio doctor: Mishra needs to invest more, defer retirement to meet goals
The mutual fund portfolio doctor gives advice based on the p...
RBI rate cut: Best debt mutual funds across categories. Find out which one suits you
There are a variety of debt mutual fund options, each su...
How is life insurance premium calculated?
A life insurance policy is a contract between an insurer and a policyholder. To make the contract valid, a premium amount is paid by the policyholder at the time of buying the policy and later at agreed intervals of time.
My PPF account will mature on March 31. Where can I invest this money for the short term?
There are few choices such as Post Office Time Deposits or debt mutual funds other than bank FDs. A one-year time deposit at the post office will earn 6.9%, calculated quarterly and paid annually. The minimum lock-in is 6 months.
Excel tool that helps to manage interest rate risk in debt mutual funds
Sebi has classified certain categories of debt funds based on their portfolio duration and therefore, it is imperative to understand its relevance. Duration measures the sensitivity of the price of a bond to changes in interest rates.
MF Portfolio Doctor: Nagarkar should not switch mutual fund schemes based on recent returns
Do you know if your investment portfolio is on the right track? The mutual fund portfolio doctor assesses the health of the mutual fund portfolio, examines the schemes and their suitability with regard to the goals and recommends corrective measures.
MF portfolio doctor: Mahajan should take inflation into account when setting future target
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on funds performance, goals, etc.
Why debt mutual funds don't earn fixed, pre-determined returns
Debt funds invest in fixed income securities such as bonds and deposits issued by the government, companies and institutions which typically pay a fixed amount of interest at a prespecified rate and frequency.
Use this MS Excel tool to understand data trends to manage your investments
A general understanding or approximation about the future movement of an economic variable can help investors to rebalance and optimise their investment portfolio. Also, choosing the correct version of the trend is critical for improving reliability.
Yes Bank crisis: Risks of investing in perpetual bonds
When the issuer sinks, such as Yes Bank, it is unlikely to redeem the bonds on its own (typically there is no legal obligation to do so) and finding buyers in the secondary market for these becomes next to impossible for investors.
Investing in these 7 equity mutual funds can give good risk-adjusted returns
The current economic environment is not conducive for equity markets and a broad-based equity recovery will only happen when the economy revives. Hence, it is advisable to look at risk-adjusted metrics to evaluate, identify good quality equity funds.
Use this MS Excel function to calculate return uncertainty in personal finances
MS Excel’s random number functions can be used to effectively handle rate of return ambiguity in calculations. Although the concept of random numbers is a pure mathematical concept but it can also be applied using MS Excel’s built-in functions.
MF portfolio doctor: Rathi has to allocate more to equities to retire early by 50
The Portfolio Doctor assesses the health of the mutual fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures.
Should you worry about falling returns from equity and debt investments?
The concept of real return helps compare returns in different countries and currencies. For example, nominal return comparison between India and the US doesn’t make sense because the long term inflation in the US is quite lower than that in India.
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