LOAN TO VALUE RATIO
OBC Q3 profit jumps 39.11% to Rs 201.66 crore
The bank's total income during December quarter stood at Rs 5,642.61 crore .
4045 times is the highest CEO pay ratio in India Inc for FY19
At HEG, a graphite electrode manufacturer, the CEO earned 4,045 times the media...
Bank of Maharashtra posts Q3 profit of Rs 135 crore
The Gross NPA improved to 16.77 per cent, or Rs 15,746 crore from 17.31 per cent, or Rs 1...
Nifty likely to maintain its strong momentum on softer BEER ratio
According to Axis Capital’s calculation, the BEER ratio is the lowest since 2013.
AUM does not reduce much when gold prices come down: George Alexander, Muthoot Finance
Gold loan business continues to be one of the best lending businesses because there are no NPAs there. AUM is always growing and there is always liquidity in the market. Our focus will continue to be on the core gold loan business. In the next 3-5 years, share of non gold business may grow to 15-20% from 10% at present.
India's gold loan market to touch Rs 4,617 billion by 2022
"Moving forward, these companies are expected to focus on optimising their asset utilisation and leveraging their existing branch infrastructure to maximize the branch-level AUM and customer outreach," KPMG India said in the report 'Return of gold financiers in India's organised lending market'.
Why being a part of the global value chain matters for India
Global value chains create more and better jobs, accelerate economic growth and reduce poverty.
Slump sale awaits Abhijeet, lenders may lose Rs 1,200 crore
Unlike a sale of an asset as a going concern there are no values assigned to individual assets and liabilities of a company in a slump sale.
Bad loans may continue to stress banks
Some large corporate groups continue to remain stressed, including Essel Group and Coffee Day.
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HDFC Bank likely to sustain its growth momentum, improve ratios: Brokerages
HDFC Bank reported a 20 per cent year-on-year growth in loans and a 25 per cent growth in deposits. Morgan Stanley has retained ‘overweight’ stance. Macquarie has retained ‘outperform’ rating with target price of Rs 1,370. Antique and Motilal Oswal also retained ‘buy’ ratings.
Should you take a loan to buy a big car?
Buying a big car requires a large investment. An expensive car means tying himself/herself to higher obligation of EMIs for a longer period, which can mean trouble. This is why one needs to evaluate whether he/she is comfortable with such a decision.
‘Delay in recognising bad loans hurts lenders’
Gross NPA ratio in the FY18-19 came in at 9.1% as against 11.2% in the year-ago period
IndusInd Bank Q3 earnings: Profit may surge 60%, but loan growth may moderate
IndusInd may report 19.4 per cent rise in advances at Rs 2.07 lakh crore, said ICICI Securities.
What is Capital Adequacy Ratio for banks?
The risk-weighted assets take into account credit risk, market risk and operational risk.
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