SEARCHED FOR:CAR LOAN APPLICATION
SBI’s retail surge: Demand for home loan and auto loan triples post rate cuts
SBI's home & car loan rates are among the lowest in industry. This has given it an edge over competitors; ICICI Bank, HDFC and Axis Bank.
Unable to get your dream home financed? Your home loan may get declined for these reasons
Here are some unexpected reasons for home loan reje...
Vote on Account 2014: How loans have changed in the last decade
Be it a home loan, personal loan or car loan, loans today are getting approve...
Uber aftermath: Financiers halt funds on fear of defaults, car sales likely to be hit
Aggregators, who have been facilitating drivers to buy cars and become their associates, have contributed to sales for auto companies in recent months.
SBI slashes home loan rates by up to 0.4 per cent
Women borrowers would get an additional 0.05% concession on card rates. Home loans will be available under Rs 75 lakh and above Rs 75 lakh.
How to ensure a high credit score before applying for a loan
Lenders look at your credit score before giving you a loan. Here’s how it is calculated and how you can build a good credit history.
Primer: Personal Loans
As life becomes complex, there are financial needs that one cannot anticipate in totality.
Budget 2016: 6 ways to pay less tax, legally
HRA gives you a bigger break than a company flat? This is designed to help you understand the key tax proposals of the Budget and minimize the pinch.
How to avoid falling into a bad credit score
A debt load of around 35 per cent is considered ideal for a person, but anything over 45 -50 per cent can start to become a problem.
Eight alternative ways of getting funds quickly
Are asset-backed loans better than personal loans in an emergency? ET tells you what your options are for raising money at short notice.
How to make the right choice when buying a house
Buying a house is a big financial commitment. Don’t let an investment of Rs 50-60 lakh be influenced by freebies worth say Rs 25,000.
Home loan insurance: Why a simple term insurance plan is better than loan protection plan
Housing finance companies and banks push their customers to take loan insurance cover because it acts as a surety. They usually bundle it with the loan amount.
Don't get confused by interest rates on loans & don't borrow without need
Banks will continue to find ways to confuse the borrower. Instead of comparing the quoted interest rates, use the EMI amount to compare loans.
Funds available to pay EMIs critical for home loan borrowers
Age is one of the important factors for the consideration of a loan application. Usually, financial institutions try to restrict the home loan tenure to a person's retirement age.
Do you benefit from attractive home loan offers in festive season?
Given the zero prepayment penalty, banks are coming up with attractive schemes to get home loan borrowers to stay with them. Find out if you actually benefit before switching to one of these.