HOME LOAN EMI
SBI to seek clarity on fixed-floating rate home loans
This comes after the RBI has mandated banks to shift retail lending to floating rates determined by external benchmarks.
How to reduce your home loan EMI
To reduce your home loan EMI, the first thing you should do is to choose a lender which offers home loan at ...
Money & Relationships: Pros and cons of taking joint home loan with your spouse
Go through the benefits and drawbacks, as well as the precaut...
From Oct, loans to be linked to external benchmarks. How will this impact borrowers?
Loans linked to external benchmarks are going to be the norm from October 1.
What is the tax liability of buying a second house using a home loan?
"Income from house property is taxable once the taxpayer gets possession of the property."
Indian overseas bank decides to link retail and MSME loans to repo rate
All the new loans under the retail segment and micro and small enterprises categories will be offered with Repo Linked Lending Rate (RLLR) only.
SBI to move RBI to offer fixed-floating rate home-loans: Chairman Rajnish Kumar
Kumar said there is a lack of clarity on how it can go ahead with the fixed rate products, after the RBI's new regulations on floating rates.
How will borrowers' EMIs be reset after RBI decision to link loans to external benchmarks?
From October 1, 2019, any loan taken will be linked to any one of the 4 external benchmarks specified by RBI.
How to tackle home loan EMIs if you lose your job
Banks are typically more interested in recovering the money than in starting legal proceedings as the process of attaching and auctioning a house is lengthy.
How to start an emergency fund while paying your education loan
To create surplus savings, you must avoid taking on any bad debt and clear your existing bad debt.
Part of proposed housing sector package: Fund on cards to offer guarantee for home loans
A borrower will be able to avail of the guarantee from the proposed fund for a small fee.
Dealing with your spouse's debt liability after they pass away
Is the surviving partner legally liable to repay a debt incurred by the deceased spouse or can he seek exemption?
SBI plans to review repo-linked home loan
The repo-linked lending rate is a positive development as both customers and in many cases, those distributing the loans were not aware of the features of the repo-linked rate.
Repo-linked home loan rates can be volatile
The cost of repo-linked loans may come down over the years, but EMIs may not drop proportionately.
How to get better interest rate on a personal loan
It may happen that despite a lender giving you a personal loan at a low-interest rate you may end up paying a higher interest amount at the end of the loan tenure.
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