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Regulator may tweak rules governing Ulips
At present, units are deducted from Ulips if one buys riders with it.
ULIPs: A holistic risk management tool
When we think of risks, we only associate with physical risks (death, disability, critical illness).
Why Ulips are useless as insurance products: View
The insurance cover provided by Ulips is far from adequate. One should get pure term insurance and then think of investment avenues.
Should I invest in Atal Pension, NPS, or ULIP for my retirement?
If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.
Ulips will continue to have a place among consumers: Sumit Rai, Edelweiss Tokio Life Insurance
"Guaranteed products can be simplified because these are easier to explain. The challenge will be whether this can be done without anybody’s intervention."
IL&FS downgrade: Returns on Ulips, insurance, NPS funds may be hit in short-term
Given that public sector behemoth LIC holds 25% stake in IL&FS, the ripples of the crisis are bound to be felt in the life insurance sector.
Ulips are the positive aspect of life insurance: Tarun Chugh, Bajaj Allianz Life Insurance
"There is a sharpened focus on transparency in Ulips. The new Ulips are the best in class in terms of charges," says Tarun Chugh, Bajaj Allianz Life Insurance.
Fed up with market swings? Ulips can be a knight in your armour: View
It is possible to tide over the fluctuations in the markets with Ulips as one of the options.
Ulips versus mutual funds: Which is a better investment to save for your child's education?
While saving for your children's future education expenses, a combination of a term plan and investments in mutual funds should work best.
What makes New Age ULIPs a smart investment option in the current volatile market?
Unit-linked insurance plan or ULIPs are being recognized as one of the best investment options in the recent times.
Seven 'reformed' Ulips with the lowest charges
The new online Ulips have significantly low charges and additional benefits. ET Wealth looks at some of the cheapest plans available in the market.
5 parameters to consider before buying a Ulip
These five parameters will help you identify the best unit-linked insurance policy to invest for your long-term financial goals.
Ulips vs mutual funds: Which will give you better returns?
Unlike MFs, Ulips are not very widely tracked. Here are the best performing Ulip funds and a comparison with the returns of mutual fund categories.
8 charges in Ulip that one needs to know
As per the Irdai guidelines, for policies with term above 10 years, the net reduction in yield at maturity shall not be more than 2.25 percent.
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