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Bad credit history? You can opt for a payday loan but read this first

A payday loan is an ultra short-term borrowing meant to help the individual tide over a temporary crunch.

Top 5 banks' home loan interest rates

The Reserve Bank of India has directed banks to link their lending interest rate to an external benchmark rate such as repo rate. The aim is to provide greater transparency and faster transmission of changes in the policy rates.

Home loan interest rates linked to repo rate

Here are the interest rate on home loans charged by the banks under the external benchmark regime. The interest rate is liked to the RBI repo rate. The table given below is applicable to salaried individuals and self-employed persons.

How can I improve my credit score?

It is important to have a good credit score to avail the loans easily from banks. These days banks rely on credit score as one of the criteria to ascertain the interest rate that they will be charging from you, especially in case of home loans.

5 mistakes that will lower your credit score

5 mistakes that will lower your credit score

Thanks to growing awareness around credit reports and scores over the years, the risk of defaults, delayed EMI and utility bill payments is widely known. Moreover, your credit score is n

Top 10 banks' home loan interest rates

These 10 banks are offering the lowest home loan interest rates for salaried individuals.

How to get a lower interest rate on a personal loan

Generally before sanctioning a personal loan, lenders consider many factors such as the loan amount you have applied for, your repayment capacity and maybe even the company you are working

How to get out of a debt trap

It is important to cut back on all lifestyle and unnecessary expenses in order to repay your debts fast.

What are the advantages of taking a home equity loan?

Home equity loan is given against the appreciation in market value of the property by banks and HFCs. It is typically given on fully constructed property with a clear title. You can avail of it if you have an outstanding loan against the property.

5 lesser-known factors that can push up your home loan interest rate and lower credit score

5 lesser-known factors that can push up your home loan interest rate and lower credit score

While linking interest rates to an external benchmark, the Reserve Bank of India has allowed the banks to charge credit risk premium as a part of th

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