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How health insurance claims get paid

Most people buy indemnity cover, commonly known as mediclaim. There are primarily two ways in which an indemnity type health insurance claim gets paid- cashless service at a hospital or reimbursement of expenses. Here's how both of these work.

Diabetes health insurance is expensive. Here's a 4-point guide to manage related costs

Diabetes-specific plans are expensive. The downside of generic health plans is the longer waiting period. Besides the price it exacts on your health, diabetes also places enormous strain on finances. Find out ways to mitigate the financial burden.

Are independent health insurance covers for seniors unaffordable? Here's what experts say

Health insurance plans for senior citizens have become unaffordable after steep premium hikes. There have been cases of the premium being increased by 400% and those where the premium exceeded coverage limit. Here's what experts have to say on this.

How should I manage multiple health insurance policies after retirement?

How should I manage multiple health insurance policies after retirement?

If you feel your current health policy does not provide enough cover, you can port your policy to a different insurer. If your son and his family ar

Monthly premium for health insurance now allowed: Can you claim after paying for 2 months?

Till recently, health insurance policy premiums were only payable on annual basis.

Certain illnesses in 1st 3 months of health insurance policy to be treated as pre-existing disease

A pre-existing disease is a condition, ailment or injury that already exists at the time you buy a health insurance policy.

Money & relationships: Preparing yourself and parents financially for their medical expense

Here’s how to financially prepare yourself and your parents for medical problems and emergencies that they may face after retirement.

Insurer can't reject your claim if you meet this criteria

New guidelines for health insurance plans issued by IRDAI favour policyholders but premiums could rise.

Why you should get a Cancer Insurance

Why you should get a Cancer Insurance

A 2017 report by EY, a global advisory firm, highlighted that 75% of households in India have income less than baseline treatment costs for early-st

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