A small-ticket insurance cover focuses on a specific need of the buyer. It is also known as bite-size insurance. These insurance products require less documentation for underwriting unlike conventional policies.
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Small-ticket plans can be a starting point for new buyers. But don’t treat them as substitutes for full covers.
The product can be purchased on the Mobikwik app, which claims around 110 million users.
The policy covers structure of the house, contents, portable equipment, jewellery and valuables along with curios, works of art on agreed value basis and so on.
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It is an insurance policy covering employer-employee groups or non-employer-employee groups offering standardised coverage.
Most travel insurance policies do extend coverage to claims arising out of terrorist attacks, while abroad. But be mindful of the exclusions.
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