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What does travel insurance cover?

Travel insurance covers emergency evacuation expenses due to a natural calamity or terrorist activities, including the return flights home.

ET CONTRIBUTORS|
Updated: Aug 21, 2017, 03.36 PM IST
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If you lose your baggage or passport, travel insurance provides cover for it.
If you lose your baggage or passport, travel insurance provides cover for it.
1) Trip cancellation or delay due to sickness, injury or death in the family that result in a financial loss is typically covered by this policy.
2) Travel insurance offers protection against financial risks and covers your medical expenses if you fall sick while travelling.
3) Travel insurance provides cover against loss or theft of your baggage and passport. Some insurers also help to make arrangements for a temporary passport.
4) Emergency evacuation expenses, due to a natural calamity or terrorist activities, including the return flights home, are covered.
5) The policy covers the personal liability caused due to negligence resulting in a loss or damage to property or injury to a person who is not a member of your family or travelling party.

(The content on this page is courtesy Centre for Investment Education and Learning (CIEL). Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.)
(Disclaimer: The opinions expressed in this column are that of the writer. The facts and opinions expressed here do not reflect the views of www.economictimes.com.)

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