The Economic Times
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| 09 August, 2020, 10:29 AM IST | E-Paper
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    Wealth management during coronavirus

    Impact of changes in Investment Advisers regulations

    It is a relief that the amendment has finally come. IAs have been on tenterhooks all along as they did not know the direction the regulations would take. That uncertainty is now behind us. There are good points for sure; but there are niggles as well.

    Difference between Credit Score and CIBIL

    The CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the other hand, CIBIL is a Credit Bureau which maintains the records of all the credit-related activities of companies, individuals.

    What high and low credit score determine

    A credit risk matrix is basically a risk grading mechanism. Some lenders put the grading information in the public domain (with the credit score mentioned separately). However, some lenders may not reveal the credit score required to obtain a loan.

    How is credit score calculated?

    Your repayment history influences your credit score the most. A credit bureau keeps a month-on-month record of your payments towards your bills and loan repayment equated monthly instalments (EMIs) for the past few years.

    Tiny habits can convert non-savers into savers: Here's how

    Tiny habits can convert non-savers into savers: Here's how

    Social scientist named B.J. Fogg says that there are three ways to change behaviour: have an epiphany, change the environment, or to create tiny hab

    How to save enough to make tax-saving investments

    Low income reduces one’s ability to save. For a young earner, the tax-saving instruments under Section 80C are perhaps the only avenues to accumulate some wealth.

    What is a good credit score and how you can maintain it

    A credit score is a three-digit number that represents the creditworthiness of an individual. It typically ranges between 300 and 900, 900 being the highest score possible. Banks and lending institutions check your credit score when you apply for a loan.

    How to update address in Aadhaar card online with and without proof

    As Aadhaar card can be submitted as proof of address, it is important that the address is correct and up-to-date. If you want to update the address in your Aadhaar card, you can do in online as well. The updation of address can be done even if you do not have proof.

    How to check CIBIL Score?

    The CIBIL Score ranges between 300 and 900. The closer a CIBIL Score is to 900, the higher are the chances of the consumer's credit card or loan application getting approved.

    How interest on bank FD is calculated in case of premature withdrawal

    How interest on bank FD is calculated in case of premature withdrawal

    One of the USP of fixed deposit is the liquidity it offers. Banks allow premature redemption of the deposits wherever it is applicable. However, as

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