There are state-specific holidays where banks will be closed in those particular states. For instance, banks in Mizoram, Tamil Nadu, Sikkim, Manipur, Meghalaya will be closed for New Year's on January 1. Banks in Gujarat, Karnataka, Tamil Nadu, Sikkim, Telengana and Andhra Pradesh will be closed on January 14 (Thursday) for Uttarayaana Punyakaala Makar Sankranti Festival/Pongal/Maghe Sankranti. Banks in Tamil Nadu will also be closed on January 15 (Friday) for Thiruvalluvar Day. In Odisha, banks will be closed on January 20 (Wednesday) for Guru Govind Singh Ji Birthday.
Click here to get the complete, state-wise list of bank holidays in January 2021.