Then there are holidays where banks across many states will be shut. These include Good Friday, Baisakhi/Vishu/Biju Festival/Cheiraoba/Bohag Bihu, Muharram, and Durga Puja or Dusshera.
State governments decide specific holidays. For instance, in Kerala, state-specific holidays include Onam and Vishu. In Himachal Pradesh, the state-specific holidays are Himachal Day, Maharshi Parasuram Jayanti, and Maharana Pratap Jayanti. You can check the state-wise holidays here.
Along with the above, banks also remain shut on the second and fourth Saturdays of the month. If a month has five Saturdays, the fifth Saturday will be a working day for the bank.
Click here to get the complete, state-wise list of bank holidays in 2021.