- HDFC Bank loan restructuring: Who can avail the scheme, documents required, impact on credit report
- How can you reduce the burden of education loan amid coronavirus pandemic?
- SBI opens online window for restructuring retail loans: Here's how to use it
- SBI loan restructuring: Who can avail the scheme by when and how will the scheme work
- Portion of EPF corpus is invested in equities: Is your EPF money safe?
- EPF vs NPS: Who should move from EPF and who should stay put
- Planning a holiday in next few months? Avail these discounts on flights, hotels, travel packages now
- 5 smart things to know about Corona Rakshak policy
The problems of farm life are around poor income. After harvest, the price that the produce will get is unknown when one takes it to the APMC yard. There are many initiatives but none of these can compensate the financial burden of a failed crop.
Though there is tremendous untapped value in the PSU space, investors should not jump in to buy anything and everything. Here is a list of stocks with at least 15 buy recommendations and with at least 20% potential upside from current levels.
From settling EMI moratorium dues to which loan to pay off first, here's how borrowers can be debt-free
The moratorium has left borrowers with a higher loan burden. Borrowing will be difficult in the Covid-hit world. Some banks have even tightened lending norms. Watching your credit score has become more critical now. Find out how you can break free of this debt.
Don’t take a home loan just because interest rates are low, especially in the Covid-induced uncertainty. Before you borrow and take on debt that can later go on to take the form of a debt trap, ask yourself these eight questions.
Historically, gold has performed well in crisis times, when other forms of investments are avoided by investors. Does it make sense to replace your entire fixed-income portfolio and some part of equity funds for the next 2-3 years to gain from the potential rally in gold?
The force majeure clause includes the phrase ‘act of god’ to mean situations that are uncontrolled by human intervention and could not have been prevented. It guards against financial consequences if circumstances are beyond human control.
The IRDAI has received representations from the insurers for an exemption to all health insurance policies issued by insurers from the requirement to issue physical policy document and hard copy of proposal form
With more and more offices embracing the option of working remotely even after a majority of the restrictions have been lifted, landlords are struggling to find takers for their flats at rates set before the pandemic.
There is no cause for euphoria or the calculation that a boom is right around the corner. A period of prolonged pain, somewhat comforted by innovation in solving for the new normal, is what we should expect. But the question is how households should navigate these times.
Retail investors are rushing to open new demat accounts to trade in the stock market. However, new retail investors should know the basic ratios used to value stocks before they jump in to invest. Here is a look at how you can use nine such ratios while buying a stock.
Multi-asset allocation mutual fund schemes seek to capture the purest form of asset allocation, based on certain asset allocation triggers. The question is who should invest in these types of mutual fund schemes.
Market sentiment is not always based on fundamentals as sometimes emotion drives the market. There are various indicators to measure market sentiment like the volatility index.
Investors should consider 2020-21 an abnormal year and start valuing stocks based on the 2021-22 earnings. However, almost all companies will report better numbers in 2021-22, thus, they should be careful in such comparison. Here are 7 stocks that could bounce back in 2021-22 as per market experts.
When the stock market takes a downward trend, most investors have a question about how much will the equity market will fall. The exact answer is impossible to tell, however, there is a thumb rule to help you navigate through the falling equity market.
Should you buy Corona Kavach policy or a top up or super top up plan for your existing health insurance?
A health insurance top-up/super top-up plan offers coverage against several medical emergencies including coronavirus. On the other hand, Corona Kavach is a policy that specifically provides insurance only for the treatment of the coronavirus disease.
The Sensex now is just 7% away from its all-time high. The current disconnect between fundamentals and share price movements means equity investors should take extra precautions to protect the downside of their investment portfolio.
"Equities have delivered in the long term despite wars, pandemics and stock market crashes. But these returns are never linear. Volatility is a feature, not a bug, in equity investing, and if you are an equity investor, you have to embrace it," says Radhika Gupta of Edelweiss AMC.
These are unforeseen and unprecedented times. Your goal value can be achieved by modifying in the short term, before resorting back to saving in line with your actual targets.
As the pandemic ranges on, the work-life balance has gone for a toss. Your health, routines, peace of mind, professional output and personal life have all changed in ways you couldn’t predict. Let’s take a look at the negatives and understand how you can recover from them.
"I think some enticement may be necessary to break the inertia, but the situation will reverse the moment this inertia is broken. In time, there will be more demand than supply and travel companies also have to make money eventually," says Mahindra Holidays’ Kavinder Singh.
Stock pick of the week: Sharp reduction in loans under moratorium puts City Union Bank ahead of peers
City Union Bank has seen an improvement in its asset quality profiles. Its loans under full moratorium came down to 12% from 52% in the previous quarter, which shows that it has performed significantly better than its peers. This company is a favourite of analysts.
Silver is more volatile than gold and therefore, it fell around 12% from the recent peak. Here is a weekly tracker of returns from gold, silver, wine and WTI crude for the week ending on August 20, 2020.
The lockdown is a good time to upskill or acquire knowledge in a new field. Acquiring a new skill can help you enhance your career. Do keep in mind that the certification may not land you a job unless you can prove your calibre.
Those who hold jobs that cannot be performed remotely are routinely losing their jobs. Unemployment in many economies has shot up as businesses do not have the wherewithal to pay salaries when there are no revenues to support them.
A top-up plan is a regular indemnity health insurance policy that comes into force once the claim amount exceeds the deductible limit. The hospitalisation cost below the deductible limit is either borne by the insurer or the policyholder.
Comparing any type of mutual fund with direct stocks is not the right comparison. Besides, mutual funds returns are a derivative of how the broader market performs. It is unfair to blame mutual funds if the market itself has exhibited weakness.
The state cabinet also approved a Rs 700 crore road tax waiver plan for commercial vehicles to compensate for losses the transport industry suffered in the lockdown. The reduction in stamp duty, though temporary, could be substantial for a prospective home buyer.